POLICY FEATURES

• Duty To Defend
• Pay on Behalf of Insured
• Full Consent to Settle
• No Hammer Clause
• No Deductible
• No Arbitration Agreement
• Defense Costs in Addition to Policy Limits
• Board Action Coverage
• Sexual Misconduct
• Administrative Action
• Crisis Expense Coverage
• Locum Tenens Coverage
• Sabbatical
• Entity Coverage
• Death / Disability
• Retirement Provisions
• Limited HIPPA Expense Coverage
• STATE ASSOCIATION CREDIT
• Medical Directorship Coverage
• Clinical Trials
• CNME Approval Internships
• Student Shadowing

MODALITIES

• Acupuncture
• Bio Identical Hormone RT
• Homeopathy
• Holistic Medicine
• Nutritional / IV Nutrient Therapy
• Local Anesthetic for minor surgery
• Nutritional Therapy
• Ozone Therapy
• UV Light Therapy
• Botox
• Dermal Fillers
• Mesotherapy
• EDTA (oral)/ EDTA (IV)
• Laser Aesthetics/Laser Infrared
• Medical Marijuana
• Oxygen Therapy
• Pain Management
• Pre and Post Natal Care
• Prolotherapy / Sclerotherapy
• Trigger Point Injections
• Dermal Fillers and Mesotherapy
• hCg
• PRP Therapy
• RF Wrinkle Reduction
• Stem Cell Therapy